International Medical Insurance

Designed for career or long-term assignments, these products offer continuous coverage while overseas and back in the U.S on furlough or deputation. Policies are annually renewable, with higher deductible options and provisions for furlough time. We offer this long term coverage for singles, families and groups.

International Medical Group

International Medical Group is a worldwide leader in designing, distributing and administering global health care benefits. IMG's international reputation for excellence has been established by providing medical and related insurance products to individuals, families and groups in more than 170 countries. Since 1990, IMG has served over 1,000,000 clients worldwide.

• Partner Link Plan(PLP Plus)

The PLP products address the medical insurance needs of US citizens and foreign nationals who need temporary medical insurance for church or mission related travel anywhere outside of their home country. Benefits include Emergency Medical Evacuation, Repatriation, and your choice of deductible and policy maximums.

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• Patriot International

Addresses the insurance needs of U.S. and non-U.S. citizens who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.

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• Global Mission Medical (GMMI)

GMMI was designed specifically to provide a wide range of benefits to the career or long-term missionary and offer continuous coverage while overseas and back in the US while on furlough or deputation. GMMI provides US$5,000,000 of lifetime coverage with a full range of benefits and deductible options suited for individuals and families. The plan also offers two coverage options: (1) continuous worldwide coverage both overseas and back in the USA or Canada while on furlough or deputation; or (2), worldwide coverage excluding the U.S. or Canada. Both options provide coverage 24 hours a day with the freedom to choose any doctor or hospital for treatment. However, if in the USA and using a PPO network provider, the deductible will be reduced by 50% and any coinsurance is waived.

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Plan Underwriter: Sirius International Insurance Corporation
A.M. Best Rating: A
Admitted Status: Non-admitted

Azimuth Risk Solutions

Azimuth Risk Solutions sm, LLC: (Azimuth) was formed by professionals with nearly 30 years in the international insurance industry to provide simply the finest value in product offering, service, administration and support after the sale of international health, travel and life insurance products.

• Beacon Series

International Travel Medical Insurance for travel lasting from 5 days up to 24 months.

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• Meridian Series

International Major Medical Insurance which provides access to private medical care worldwide. Three choices are available: Basic, Enhanced or Clear.

- Meridian Basic and Meridian Enhanced

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- Meridian Clear

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Plan Underwriter: Lloyd's London
A.M. Best Rating: A
Admitted Status: Non-admitted


GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. Setting the industry standard, GeoBlue combines the latest mobile technology and worldwide healthcare expertise to deliver global medical assistance and health benefits that put the health, safety and convenience of world travelers first. GeoBlue's innovative approach opens the door to an elite community of thousands of carefully selected, contracted doctors and hospitals in almost every country in the world. The scope of GeoBlue's services and technology create a complete, reliable, convenient way to keep international travelers and expats healthy and productive.

• Voyager

Travel medical plan designed to cover missionaries, leisure and business travelers for trips up to 6 months. High medical and medical evacuation limits available.

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• Student Health Insurance

Affordable short and long term plans for students and faculty traveling abroad.

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• Navigator Plan

An affordable international major medical plan designed for career missionaries. Global Navigator offers worldwide coverage, including inside the US, an unlimited lifetime maximum, and is annually renewable.

• The Expat Plan

The most comprehensive international major medical plan available today. The plan provides full preventive care, unlimited office visits and more. If a customer only desires overseas coverage they can select the Global Citizen EXP option.

Plan Underwriters: HM Life Insurance Company of Pittsburgh, PA
HM Life Insurance Company of New York, NY
UNICARE Life & Health

HCC Medical Insurance Services

HCC Medical Insurance Services (formerly MultiNational Underwriters®) was established in 1998 in Indianapolis, IN. HCC Medical Insurance Services, LLC (HCCMIS) is a full service organization offering a comprehensive portfolio of international group health, domestic short term and travel medical insurance products designed to address the insurance needs of travelers worldwide.

• Atlas: Whether you are traveling for business or pleasure, Atlas Travel insurance may be just what you're looking for. Plans are available from a minimum of 5 days or more. In addition to medical benefits for injuries and illnesses, Atlas Travel Insurance includes benefits for emergency medical evacuation, terrorism, political evacuation, and adventure sports.

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• Atlas Group: Atlas Group travel insurance is tailored for groups of 5 or more U.S. and non-U.S. Citizens traveling outside their home country for 5 days or more. This plan is appropriate for missionaries, students and business executives. It features medical coverage, emergency medical evacuation, and repartriation of remains.

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Plan Underwriter: Lloyds London
A.M. Best Rating: A+ (Superior)
Admitted Status: Non-admitted


One decision could make your life – and your employees’ lives – much easier. By choosing Cigna for your international health benefits, they’ll be happier and healthier.

Our focus has always been to facilitate ease of access to quality care around the world. As an organization dedicated to the needs of international employers and their globally mobile workforce, our activities are motivated by a key objective — protecting your overseas investment in your workforce by keeping expatriates healthy while on assignment and enhancing the expatriate experience.

Cigna recognizes that there is a direct relationship between absenteeism and ease of access to quality care. Accessing health care abroad is often challenging. Our health care model guides members and promotes access to quality care. We also protect your return on investment through proactive medical management and administrative simplicity.

Learn more about how Cigna Global Health Benefits can help your organization.


MetLife Expatriate Benefitssm offers a benefits product portfolio developed specifically for globally mobile employees. Group medical, dental, life, accidental death and dismemberment, and long-term disability coverage can be offered with exceptional ease and efficiency. With world-class health benefits, services and a global network specifically designed to meet unique expat needs, expats and their families can stay healthier and more productive no matter where they work and live.

• A comprehensive range of products and services, which can be tailored and optimized for short-term and long-term assignments.

• A global provider network of quality providers in over 120 countries with cashless access to over 120,000 international providers, eliminating the need for paying out of pocket. Access to 95% of all doctors and 97% of all hospitals including more than 900,000 providers and over 5,500 hospitals and multi-specialty clinics within the U.S. Excellent track record of onboarding new, qualified providers at the expat’s request.

• Access to local expertise and cost savings through an industry-leading Regional Service Center (RSC) model – a fully-integrated model that can efficiently handle expats’ varied and complex healthcare needs.

• Access to MetLife’s regional and local legal resources to facilitate compliant benefit programs.

• Delivery excellence driven by MetLife’s customer-centric philosophy and its deeply personalized commitment to meet and exceed employer and plan member needs from implementation and beyond.

Expatriate medical benefits products are underwritten by Delaware American Life Insurance Company, a MetLife subsidiary, domiciled at 600 North King Street, Wilmington, DE 19801, and other affiliates. Coverage may not be available in all states.

MetLife, Inc. (NYSE: MET), is a leading global provider of insurance, annuities and employee benefits programs, serving 90 million customers in over 40 countries. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia Pacific, Europe and the Middle East.

Plan Underwriters: Delaware American Life Insurance Company
A.M. Best Rating: A
Admitted Status: Admitted